Personal Loan

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If you decide to take out a personal loan, be sure to shop around and consider as many lenders as possible to find the right loan for you. Credible makes this easy — you can compare prequalified rates from all of our partner lenders in the table below in just a few minutes. The reason a mortgage is one of the cheapest ways to borrow money is that your home secures the loan. If you overextend yourself with a cash-out refi and can’t keep up with the new payments, you risk losing your home.

Home equity loans are similar to personal loans in that you receive a lump sum of cash with a fixed interest rate and fixed monthly payment.
You can use it to pay for major expenses, including education, medical bills, and home repairs.
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